We offer our clients a range of white-labelled, outsourced mortgage services to help them manage their loan portfolios cost-effectively to the highest level of customer service. We support residential, buy-to-let and commercial loans on a first or second-charge basis for regulated and non-regulated clients including retail banks, building societies, specialist lenders, pension, hedge and private equity funds.
We can work with your chosen technology provider to support the origination process and take loans from completion and manage them to end of term. We develop your brand and work to your product criteria to grow high-quality loan portfolios to hold to maturity or trade on capital markets.
We offer post-completion servicing of loan books and have extensive experience of working with a variety of funding structures. We manage all elements of the process from completion to end of term including borrower enquiries, payments, forbearance and special servicing and redemptions as well as financial, regulatory and credit bureau reporting.
We are authorised and regulated by the FCA to provide administration services in relation to mortgage contracts. We are not an origination lender, but we do have the appropriate FCA permissions to hold legal title and be the lender on record for non-regulated entities within our Group, under which we can provide compliance and oversight services.
We have a range of standby options behind a variety of funding or securitised structures to back up other administrators providing security and improved execution. Our standby types are cold, warm, hot or dynamic depending on invocation periods.
We are the first third-party loan servicer for renewable energy in the UK. Partnering with us allows you to focus on your core business of investing, while your portfolio is managed by project finance professionals within our dedicated renewable energy team. We can help you wherever you are on your journey – in the construction and development phase, ongoing operational or decommissioning phase.